To mark two celebrations in the year—Christmas and Valentine’s Day—people often buy diamond jewelry. This means that at these times of the year, people invest in new jewelry that they must insure which usually is not covered by a homeowner’s or renter’s policy.

Usually, policies don’t allow the dollar value for jewelry, furs and precious stones to exceed $2,000. So, since jewelry can either go missing or can be stolen, one can invest in a valuable articles floater and add that on as security. Of course, the prices for floaters vary depending on the type of jewelry you buy, the insurance company you choose, the part of town you live in, and where you keep this piece of jewelry. There are no deductibles on floaters and endorsements, but the insurance company will give you the option of replacing the item for you.

Now, let us suppose you don’t lose your diamond jewelry, and are very happy with it. From time to time, however, you still need to clean it so that it glistens as if it were new. So, how do you do it? This can be very difficult, considering that jewelry settings can come in the way of a good clean up. Besides, grease, oils and other hydrophobic materials stick to the surface of the diamond.

Perhaps your jeweler will give you sudsy ammonia cleaning kit or a small ultrasonic cleaner. But if you prefer to clean your diamonds yourself, immerse the jewelry into a bowl of ammonia solution or ethyl alcohol. But take care when you clean your jewelry as sometimes cleaning can end up damaging your precious jewelry: often, rings are known to be coated with dark pigment that reduces their luster. But don’t despair—there’s always ultrasonic cleaning that can come to your rescue.

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